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What Stay-at-Home Moms Facing Divorce Need to Know

By Iafrate & Salassa

A stay at home mom with her kids representing a Clinton Township Divorce Lawyer to help with custody matters.

Divorce is very difficult for anyone going through it, but stay-at-home moms often have additional concerns. Stay-at-home moms dedicate their lives to raising their children and taking care of the household. This takes time away from them being in the workforce, and could make it difficult for them to return. You may think you are at a disadvantage as a stay-at-home mom going through divorce. Fortunately, that is not true. There is nothing to stop you from reaching your financial goals during the process, and following the tips below can help.

Collect Your Financial Documents

People going through a divorce should always gather their important financial documents. These may include your tax returns for the several past years, pay stubs, bank statements, insurance policies, W2s, and investment account information. If you are a stay-at-home mom, these documents become even more important as they can indicate the quality of life you enjoyed as a married person, and that you continue to enjoy that standard of living post-divorce.

Create a Budget

You may have created a family budget while you were married, but your budget as a single person will look vastly different. Create a budget showing how much you spend on food, utilities, clothing, phone bills, and other necessities. The budget you create can be used to show what you need to continue supporting yourself and your children.

Know the Value of the Family Home

You may want to stay in the family home because it is where you raised your children. However, a divorce will already stretch you fairly thin financially. You should have the home professionally appraised so you know what it is worth. This can help shed light on whether keeping the home is best for your budget, and can help you prepare to sell the property and downsize so you can pay for other expenses.

Consider Asking for Alimony

If you have been a stay-at-home for a significant period of time and feel as though you do not yet have the skills to return to work, you can ask for alimony. There are many different types of alimony you can pursue, but even temporary support can help you pay for your expenses after the divorce.

Create a Plan for Returning to Work

Start to plan to return to work, particularly if you think you will only receive temporary alimony. Draft a resume and, if you require further education or skill training, create a plan to pursue these opportunities. If you have already created your budget, you will know the salary or wage you will need to earn.

Call a Divorce Lawyer in Clinton Township

Going through a divorce as a stay-at-home mom is very scary, but our Clinton Township divorce lawyer at Iafrate & Salassa, P.C. can help you through the process. We will advise on what you are legally entitled to under the law, and help you get it so you can move forward in your new life as easily as possible. Call us today or contact us online to schedule a free consultation.

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